Why Dealerships Choose Us
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Dealership-Specific Coverage
We’ve spent years tailoring insurance for showrooms, service centers, and used-car lots. That means you get coverage that understands your business inside out. -
Keep Your Business Moving
From lot protection and test-drives to employee liability claims, we safeguard every mile so you can operate with complete confidence. -
Personalized Risk Management
We help you spot and manage exposure early. With proactive guidance included at no extra cost, you’re always ahead of the curve. -
Fast, Fair Claims Service
We get you back on the road quickly. Our claims team responds promptly and treats you like a partner not a policyholder.
We build relationships, not policies. Every client gets a dedicated specialist who:
- Understands your market trends and inventory turnover needs
- Advises on compliance, zoning, and licensing regulations
- Ensures seamless renewals and smooth policy transitions
1. Physical Damage Insurance – Protects your inventory from parking-lot dings to in-transit impacts.
2. General & Premises Liability – Covers customer visits, test drives, and on-site risks with full bodily injury and property damage protection.
3. Garagekeepers Insurance – Your service department’s best friend covering damage to customer vehicles while in your care.
4. Inland Marine / Transportation – Reliable protection during vehicle transport, whether dealer-to-dealer or customer delivery.
5. Dealers Open Lot Insurance – Protect vehicles on your lot from fire, theft, vandalism, hail, and more corners covered.
6. Garage Liability Insurance – Covers injuries or damages tied to your repair operations, including “garage operations” as defined in ISO forms.
7. Excess & Umbrella Liability – Get an extra layer of liability protection that kicks in when primary policy limits are reached.
1. Deep-Dive Assessment – We review your lot layout, vehicle age mix, average ticket price, and daily operations to recommend ideal coverage.
2. Smart Policy Design – Tailored limits and deductibles ensure you get coverage that matches your size no more, no less.
3. Implementation & Onboarding – We walk you through every detail: what’s covered, what’s not, and how to report a claim.
4. Ongoing Risk Partnership – Bi-annual check-ins, proactive risk tips, and smooth updates keep your coverage fresh as you grow.
5. Responsive Claims Advocacy – A single point of contact cuts through red tape and accelerates your claim resolution.