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Renters Insurance
Don’t leave your valuables to chance protect what matters with Fort Wayne renters insurance designed just for you.
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Renters Insurance Provided By Our Agency
You’ve probably asked, “Is renters’ insurance really worth it?” The better question is: “Can you afford to replace everything you own after a fire or burglary?” Your landlord’s policy only covers the building, not your belongings. With Indiana renters’ insurance through Ball Group Insurance, you decide how to safeguard your things and your peace of mind.
Renters insurance is an affordable way to protect your personal possessions from theft, fire, or other covered events and to shield you from liability claims if someone is hurt in your rental. Whether you’re in a cozy studio or a spacious townhouse, a renters policy is often the easiest, most budget-friendly coverage you’ll ever buy.
A standard renters policy bundles three key protections:
- Personal Property Coverage: Replaces or repairs belongings like furniture, electronics, clothing, and kitchen gear.
- Liability Coverage: Pays legal costs if you’re sued for accidental injury or property damage.
- Additional Living Expenses: Covers temporary housing and meals if your home becomes uninhabitable.
Note: High-value items (jewelry, collectibles, certain electronics) may need separate endorsements.
- Liability Limits & Umbrella Options: Boost your protection beyond the basics with an umbrella policy if you need higher limits.
- Covered Perils: Typical events include fire, theft, vandalism, windstorm, and water damage from inside plumbing. Earthquakes and floods usually require separate policies.
- Why It Makes Sense: Your neighbors’ habits are out of your control—make sure you’re covered, no matter what happens next.
Already Have Renters Insurance? Switching Is Simple
If your current insurer isn’t delivering on service or rates suddenly spike, we’ll help you compare quotes and find a better fit. Just don’t let any coverage gap leave you exposed our team will coordinate the switch seamlessly.