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Condo Insurance
Secure your condominium home and personal belongings with tailored coverage
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Safeguard Your Condo with Confidence
Your condo is more than walls and floors it’s a reflection of your hard work, style, and memories. At Ball Group Insurance, we understand the deeper value of what you protect. That’s why our condo insurance plans are crafted not just to meet requirements, but to give you lasting peace of mind.
Condo insurance shields you from repair and replacement costs for your unit and belongings, covering losses from theft, vandalism, fire, water damage, and more.
- Interior coverage: Association policies typically end at the drywall. You’re responsible for appliances, fixtures, flooring, even upgrades and renovations.
- Personal property protection: Furniture, gadgets, clothing if it’s inside your unit, we’ve got your back.
- Liability shield: Accidents happen. If someone slips in your home or you accidentally damage a neighbor’s unit, your policy can cover medical and repair costs.
- Loss-of-use support: Fire or water damage can force you out temporarily. We help cover temporary housing and essential living expenses until you can move back home.
Your condominium association’s master policy typically protects everything up to the exterior walls. That leaves you responsible for what’s inside your interior walls, fixtures and, most importantly, your personal belongings.
A standard condo policy steps in to cover you when disaster strikes, including losses from:
- Fire or lightning
- Windstorms
- Smoke damage
- Vandalism or malicious mischief
- Theft
- Accidental water discharge