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Auto Repair Shop Insurance
Protect Your Auto Repair Business with Confidence
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Why Specialized Business Insurance Matters
Running an auto repair business exposes you to unique risks:
- Customer vehicles in your care - From dropped engines to accidental dents.
- On-site hazards - Like slip-and-fall injuries or faulty equipment.
- Employee safety and compliance - Keeping your team safe and paperwork in check.
- Garage keeper’s Liability: Covers damage, theft, or vandalism to customer vehicles under your roof. Because their peace of mind matters to your reputation.
- General Liability: Protects you from third-party bodily injury or property damage like a visitor slipping through your shop doors.
- Commercial Property & Equipment: Replaces your building, tools, machinery even critical hydraulic lifts if they’re damaged by fire, theft, or other covered events.
- Workers' Compensation: Your employees are your backbone. This ensures medical and wage support if they’re injured on the job keeping them cared for and your shop protected.
- Commercial Auto & Hired/Non Owned Auto: From shop-owned tow trucks to rental vehicles, we’ve got your driving exposure covered.
- Excess/Umbrella Liability: Protects your business if a claim exceeds your primary policy limits because even the best shops have unexpected hiccups.
Every shop is different. Choose from:
- Tools & Equipment Insurance – safeguard individual tools and machines.
- Cyber Liability – protect your records, billing systems, and customer data.
- Professional Liability – for mistakes in diagnostics or workmanship.
- Surety Bonds – compliance assurance for contracts and customer trust.
- Shop Test-Drive Mishap: If an employee accidentally dents a vehicle during a test drive, our Garage keeper’s and Hired Auto cover it so you don’t take the hit.
- Slip-and-Fall Accident: A customer trips on a hose and files a claim. General Liability steps in to handle the medical and legal fallout.
- Tool Theft: A thief targets your custom toolbox. Tools & Equipment coverage replaces it fast so downtime doesn’t hurt.
- Industry Expertise you can trust: We focus on businesses like yours.
- Human Approach: We explain policy details in plain language, not insurance jargon.
- Personalized Service: Your shop isn’t a number. We tailor both coverage and claims support to your unique situation.
- Compliance-first: From EPA rules to lift inspections we help you stay ahead of regulations and audit-ready.
Ready to Protect Everything You’ve Built?
Let’s craft a plan that preserves your reputation, your assets, and your peace of mind.