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Electrical Contractor Insurance Solutions
Protect Your Electrical Business with Specialized Coverage Designed for Industry Professionals
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Electrical Contractor Insurance Tailored Protection for Your Business
Electrical work comes with unique risks that need specialized coverage. Whether you’re an independent electrician or manage a contracting firm, Ball Group Insurance understands your trade and offers insurance solutions that protect you from daily on-the-job hazards.
General Liability Insurance
Your first line of defense against third-party claims. It protects you when accidents happen, including:
- Fire or Property Damage caused by electrical work
- Bodily Injury from installations or repairs
- Completed Operations claims after finishing a project
An affordable must-have, with average costs around $684 per year.
Commercial Auto Insurance
Essential for contractors relying on work vehicles. Coverage includes:
- Vans, trucks, and service vehicles
- Tools, parts, and equipment during transport
- Theft or damage to valuable electrical components
- Personal vehicles used for business
- Professional Liability (E&O): Protects against mistakes or negligence claims.
- Workers' Compensation: Covers workplace injuries for employees.
- Commercial Property: Safeguards offices, warehouses, and tools from theft, fire, or disasters.
- Cyber Liability: Protects against data breaches and cyber attacks as you manage digital operations.