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Trusted Employment Practices Liability Insurance from Our Agency

As a real estate company, your most valuable assets are your team and culture. But with today's evolving workplace, even the most well-intentioned organizations can face claims related to discrimination, harassment, or wrongful termination. EPLI is your safety net covering legal defense and settlements if an employee files a claim.

Employment Practices Liability Insurance

EPLI is essential not just for corporations, but for boutique brokerages, property management teams, and solo practitioners alike:

  • Growing Agencies with rising staff complexity.
  • Property Managers handling diverse tenants and employees.
  • Broker-Owners wanting to shield personal and business assets.

EPLI steps in when standard business policies fall short, offering targeted protection for employment-related legal actions.

With EPLI, you’ll be prepared for claims such as:

  • Discrimination (age, race, gender, religion, disability)
  • Sexual harassment or hostile work environments
  • Wrongful termination or constructive dismissal
  • Retaliation, including whistleblower claims
  • Defamation arising from performance discussions
  • Breach of employment contract or policy
  • Unfair promotion practices and missed opportunities

  • High employee turnover in leasing teams
  • Client-facing roles with sensitive interactions
  • Diverse workforce- agents, administrators, contractors
  • State-by-state regulation complexity- across property jurisdictions

In real estate, a single claim can be costly not just in dollars, but in brand trust and morale.

  • Defense coverage, legal fees, settlements even if the claim is unfounded
  • Financial peace of mind, allowing you to focus on growth
  • Pre-emptive tools, from employee handbooks to training modules

Supplement with best practices like:

  • Published policies and annual updates
  • Standardized hiring, performance, and disciplinary procedures
  • Thorough documentation of any HR actions
  • Supervisor training on recognizing and addressing misconduct

  • Claims-made form: Covers incidents and claims during the policy period—no surprises later
  • Limits that suit your size: Smaller teams may need modest limits; larger firms may require higher coverage.
  • Relevant endorsements: Ensure coverage extends to temporary employees, contractors, and executives.
  • Integration capabilities: Look for bundled options with general liability or property policies.
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