Our Agency’s Comprehensive Excess Liability Insurance Solutions
Life in real estate is rewarding but unpredictable. Whether a guest slips near your property, a tenant alleges negligence, or a lawsuit arises unexpectedly, one legal claim can threaten everything you’ve built. Excess Liability Insurance acts as a safety net, providing additional coverage once your standard policies reach their limits.
- Protect Your Lifestyle: With lawsuits and claim payouts rising, your core policies like homeowners or general liability might not be enough. Excess liability coverage ensures you're not unprepared when the unexpected occurs.
- Watchless Guest Incidents: Think slip-and-fall, pool accidents, or pet-related injuries these are realistic risks in real estate, and excess liability keeps you covered well beyond primary limits.
- Comprehensive Protection: Coverage often extends globally and includes legal defense even for unfounded claims like defamation or reputational harm.
- Real estate investors with multiple properties
- Property management professionals
- High-net-worth individuals with valuable assets
- Any homeowner wanting confidence in the face of growing legal and financial exposures
- High Liability Limits
Easily access coverage that surpasses your primary policy guarding you during major financial loss. - Worldwide Reach
Whether you're hosting guests or on vacation, protection travels with you. - Built in Legal Defense
Already included, defense costs are paid in full even for unwarranted claims like slander or libel. - Property & Auto Protection
Incidents at your rental properties, driveways, and garages? You’re covered for bodily injury or vehicle accidents.
As a real estate professional or investor, you wear many hats landlord, host, neighbor, and caretaker. With more people on your properties, the likelihood of incidents increases and so do potential lawsuits. This policy fills critical gaps, ensuring that a single event won’t derail your financial stability.