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HVAC Contractor Insurance You Can Trust On

As a seasoned HVAC contractor, you know that every install, repair, and service call comes with its own unique challenges. From fluctuating weather to delicate equipment handling, you're exposed to risks every day. That’s why your insurance should feel like a supportive partner not a hassle.

HVAC Contractor Insurance

HVAC Contractor Insurance is a comprehensive coverage package designed to protect heating, ventilation, and air conditioning professionals from financial risks inherent in their work. This specialized insurance addresses the unique hazards HVAC technicians face while maintaining climate control systems and handling potentially dangerous equipment.

  • General Liability
    Shields you from claims of injury or property damage on the job site.
  • Commercial Auto Insurance
    Covers vehicles used to haul crews and tools essential when you're driving between sites.
  • Tools & Equipment Coverage
    Whether your toolbox is stolen or your mobile diagnostic unit breaks down, this protection helps replace it quickly.
  • Workers’ Compensation
    Covers medical bills and lost wages if your team gets injured on the job a must-have for any licensed HVAC firm.
  • Additional Options
    • Property Insurance for your shop or storage facility
    • Commercial Umbrella for extending liability limits
    • Cyber or Professional Liability tailored to your services
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