Your Simple Guide to Choosing the Right Individual Health Insurance

• Individuals & Families: Whether you're solo or supporting a family, find personalized options from essential coverage to rich benefits.
• Self Employed & Freelancers: Say goodbye to the employer-based limits. Choose plans that fit your schedule, income, and lifestyle.
• Bridge Coverage & Retirees: Leaving employer coverage? We offer solid short-term and gap solutions to protect you during transitions.
• Health Conscious Shoppers: Prefer clear breakdowns and holistic wellness features like telehealth, mental health support, or fitness benefits? We’ve got you.

• Confidence in Your Choice: Clear, jargon-free information empowering you to choose the right plan without second-guessing.
• Total Peace of Mind: You'll have coverage that supports real-world needs from routine visits to emergencies backed by compassionate support.
• A Partner for Life: Your needs will evolve and we’ll be right there: reviewing each renewal, guiding you if life changes, and optimizing your plan yearly.

• Doctor visits and outpatient care
• Emergency room services
• Hospital stays
• Prescription medications
• Mental health and substance abuse treatment
• Pregnancy and maternity services
• Laboratory tests
• Recovery services after injuries
• Pediatric care (including dental and vision for children)

Contact us to confirm your specific plan's coverage details.

• Age: Costs increase with age. Children 14 and under have flat rates, while premiums typically rise annually starting at age 15.
• Location: Your state and county determine available plans and pricing. Rates vary significantly by geographic area.
• Tobacco Use: Smokers may pay up to 50% higher premiums, depending on state regulations.
• Family Size: Total costs depend on the number of people covered and their individual ages and tobacco use status.
• Making the Right Choice: When comparing policies, consider both coverage benefits and monthly costs. Our insurance experts are ready to help you navigate your options and find the best health insurance solution for your needs.