Why Your Mobile Home Needs Specialized Coverage
Traditional homeowners insurance often won’t touch mobile or manufactured homes. That’s why our mobile home insurance exists to fill gaps so your home and belongings stay protected, no matter what.
- Coverage for Your Home’s Structure: Covers damage from storms, hail, wind, or falling debris — including porches, decks, garages, and sheds.
- Protection for Your Belongings: Items like furniture, appliances, and clothing are protected from fire, theft, vandalism, and more.
- Liability Coverage to Shield You: Covers legal fees and medical bills if someone is injured on your property or you damage others’ property (excluding you or household members).
- Optional Add-Ons: Add flood insurance for high-risk areas.
- Physical Damage Coverage: Protects your mobile home and structures from accidental damage (fire, hail, wind, theft, etc.). Flooding requires separate coverage.
- Personal Liability Coverage: Covers injuries or property damage you cause to others, including medical costs and legal fees. Not applicable to you or family members.
These options are available for mobile homes that are rented, commercial, seasonal, in parks, or on private property.
Whether your mobile home is seasonal, located in a park, rented, or on private land, your insurance should match your lifestyle. We personalize coverage to fit exactly where you live and how you live.