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Tailored Coverage for Every Portfolio

Whether you own a single-family home, a historic fourplex, or a multi-unit complex, managing rental properties comes with its own financial and legal risks. We help you choose the right landlord insurance in Fort Wayne so you can focus on growing your portfolio, not worrying about what-ifs.

Rental Property Insurance

Rental Property Insurance, also called landlord insurance in Fort Wayne, is your financial safeguard against property damage, liability claims, and income loss when you rent out a home, condo, or investment property. It’s designed to protect your assets and your bottom line so you never have to choose between repairs and returns.

  • Property Protection: Coverage against fire, weather events, burst pipes, vandalism, and more.
  • Liability Shield: Protects you from legal claims tied to property injuries or accidents.
  • Loss of Rental Income (Optional): Recovers lost rent if you’re forced to relocate tenants due to a covered event.
  • Tenant Damage (Optional): Access optional protection for accidental or malicious tenant damage that’s otherwise excluded.
  • Legal Expense Coverage (Optional): Covers court and legal costs if you face tenant disputes, eviction proceedings, or liability claims.

Owning rental real estate can be lucrative but it also carries risks: tenant damage, natural disasters, liability claims, and forced rent reductions. With the right rental property insurance Fort Wayne policy, you turn unpredictable expenses into predictable premiums freeing you to focus on growing your real estate business, not firefighting emergencies.

  • Vandalism & Theft – Guards against malicious damage and break-ins
  • Under-Construction Coverage – Protects properties in mid-build or renovation
  • Building Code Upgrades – Pays to bring repairs up to current local codes
  • Personal Property for Maintenance – Covers tools and equipment you store on-site

  • Do you cover tenant belongings?
    No. Tenant belongings aren't included. We focus on your property and recommend renters insurance for tenants to protect their personal items and liability.
  • Can I add multiple properties?
    Absolutely. Our multi-property plans let you manage all your rentals under one account with consistent coverage and simplicity.
  • How quickly will you respond to a damage event?
    Within 24 hours of a claim, you’ll hear from a claims specialist. Once verified, repair coordination begins immediately.
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