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Personal Umbrella Insurance
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Personal Umbrella Insurance Provided By Our Agency
When life throws an accident or lawsuit your way, standard auto or homeowners policies can fall short. Personal umbrella insurance is an extra layer of liability protection beyond your car, home, or renters coverage designed to guard your assets, future earnings, and reputation. As an Independent Insurance Agent in Fort Wayne, we help you choose limits and features that suit your needs.
Personal umbrella insurance acts as a financial safety net when costly liability claims or judgments exceed your auto, home, or renter’s insurance limits. In Fort Wayne, where legal judgments can climb quickly, having that extra coverage means you won’t have to liquidate assets or tap into savings.
Consider a driver who neglects a traffic signal and causes $50,000 in car repairs plus over $500,000 in medical expenses. Without umbrella coverage, any amount above your auto policy limits comes directly from your pocket. With an umbrella policy in place, those excess costs are covered—protecting your home, investments, and future earnings.
You’ve worked hard to build your assets—your home, investments, retirement accounts, and future income potential. A single lawsuit can threaten all of it if you’re under-insured. Umbrella coverage provides peace of mind, shielding you from financial ruin caused by unexpected accidents or legal claims.
Already Have Personal Umbrella Insurance? Switching Is Easy
If your current insurer’s service falls short poor claims handling or unexplained rate hikes it may be time to explore better options. We’ll guide you through a seamless transition without coverage gaps.